Terms and Conditions

1. Introduction

Welcome to Fairloan Consultants. These Terms and Conditions (“Terms”) govern your access to and use of our website located at https://www.fairloanconsultants.com (the “Site”), as well as your engagement with our business management consulting services (the “Services”). By accessing the Site, scheduling a consultation, or otherwise engaging with us, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree with these Terms, please do not use our Site or Services.

2. Nature of Our Services

Fairloan Consultants offers professional business management consulting services aimed at supporting businesses in improving operations, developing strategic plans, enhancing management workflows, and navigating complex operational challenges. Our team provides insights, tools, and frameworks that assist clients in achieving improved business outcomes.

3. Use of the Website

By using our website, you represent that:

• You are at least 18 years old.

• You are legally able to enter into a binding contract.

• You will use our Site only in accordance with applicable laws and these Terms.

You agree not to engage in any activity that may disrupt the functionality of the Site or interfere with other users’ experience, including but not limited to introducing viruses, scraping data, or engaging in fraudulent activity.

4. Intellectual Property

All content published on the Site, including but not limited to text, graphics, logos, icons, images, and service descriptions, are the intellectual property of Fairloan Consultants and are protected under applicable copyright and trademark laws.

You are granted a limited, non-transferable license to access and use the Site solely for informational and personal use. You may not reproduce, distribute, modify, or publicly display any content without prior written consent.

5. Client Engagement and Agreements

All consulting relationships are subject to a separate written agreement detailing the scope, timeline, deliverables, and terms of engagement. In the event of a conflict between these Terms and the terms of a separate agreement, the latter shall prevail.

6. Limitation of Liability

To the maximum extent permitted by law, Fairloan Consultants shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to business interruption, loss of profits, or data loss, resulting from the use or inability to use our Site or Services.

7. Indemnification

You agree to indemnify and hold harmless Fairloan Consultants, its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including legal fees) arising out of or related to your use of the Site or Services or any violation of these Terms.

8. Changes to Terms

We reserve the right to revise these Terms at any time. Changes will be effective upon posting to the Site, and your continued use of the Site or Services constitutes acceptance of the modified Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.